Mortgage Lenders offer a variety of loan programs to meet your needs. We work with the leading Lenders in the industry to provide Loans for: ►Foreign Nationals & US Residents
►Residential new-build and resale Property loans
►Commercial Property and Business Loans ▼Refinance your high-rate mortgage
▼Lower your high monthly payments
▼Pay off high-rate debt with a low-rate equity loan
▼Fixed and adjustable rate loans
▼100% financing available
Loan Programs for U.S. Residents
We recommend speaking to a Mortgage Consultant to find out which program you qualify for, your estimated monthly payments & interest rate. They can also give you a pre-qualification letter, which you will need when you make an offer on a Home. Fixed and Adjustable Rate Programs First & Second Mortgages Home Equity Loans and Lines of Credit Lot Acquisition Loans Construction-Perm loans Jumbo loans & Commercial Loans Stated Income and No Doc loans Self-employed borrowers Government Assistance Loans (SHIP Programs)
Government Assistance Programs available for FIRST TIME BUYERS, or people who have not owned a home in 3 years... click on "DownPayment Assistance" for more details. YOUR BANK OR A MORTGAGE BROKER SHOULD PROVIDE YOU WITH AN ESTIMATE OF COSTS, MONTHLY PAYMENTS, AND GIVE ADVICE ON WHICH LOAN PROGRAM SUITS YOU. FILL IN OUR ONLINE FORM, OR YOU CAN CALL A MORTGAGE BROKER RECOMMENDED BY OUR CLIENTS: Greg Whiteside
Fidelity Mortgage Services, Inc.
101 Wymore Road Ste 500
Altamonte Springs, FL 32714
Office # 407-786-9500 X 229
Fax # 407-786-9501
Cell # 407-739-7640
greg@gregwhiteside.com
http://www.gregwhiteside.com/ Cory Miller
HomeTeam Equity, LLC
670 N Orlando Ave STe. 1003
Maitland, FL 32751
Ph. 407-599-6888
Fax 407-599-6889
Cell 407-927-5502
cory@htechampions.com
http://www.coryshomeloans.com -------------------------------------------------------------- Loan Programs for Foreign Nationals 20% Down Payment
- Accountant's Letter (if self employed) OR Verification of 2 years employment and year-to-date earnings on company letterhead.
- Source of funds - must verify full amount of cash to close, PLUS SIX MONTHS reserves (principle, interest, taxes, insurance and association fees) in UK bank account for a minimum of 60 days. All funds must be transferred to a U.S. bank account 30 days prior to closing.
- "Photographic quality" copies of Passports w/ entry Visa for each borrower. Second form of photo ID may be required.
25% Down Payment (an easier option)
- A "Stated Income" option is available where income is stated on loan application and your assets are verified. Include all account numbers, financial institutions (for both US and UK bank accounts), name, address, and phone numbers of each employer or similar information if self-employed.
- A "Stated Income and Assets" option is available with NO VERIFICATION OF YOUR ASSETS, NO SOURCE OR SEASONING OF FUNDS REQUIRED!
- "Photographic quality" copies of Passports w/ entry Visa for each borrower.
Most of our borrowers go with a 25% down second-home loan. One of the programs available is a 3/1 Libor ARM. The interest rate is fixed for 3 years and then adjusts according to the market each year. There is also a no pre-payment penalty option available.
If one of these programs can meet your needs, we can proceed with a loan application and Good Faith Estimate via email. Please let me know if you have any questions, we want to make this as easy as possible. Thanks! YOUR BANK OR A MORTGAGE BROKER SHOULD PROVIDE YOU WITH AN ESTIMATE OF COSTS, MONTHLY PAYMENTS, AND GIVE ADVICE ON WHICH LOAN PROGRAM SUITS YOU. FILL IN OUR ONLINE FORM, OR YOU CAN CALL A MORTGAGE BROKER RECOMMENDED BY OUR CLIENTS: John Smoley
Mortgage One Financial Solutions
1637 E. Vine Street Ste. D
Kissimmee, FL 34744
Ph. 407-870-9090 x107
Fax. 407-870-2809
jsmoley@aol.com
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