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FICO is updating its credit rating system to reduce the impact of unpaid medical bills on your credit score than previous models. In addition to that, medical bills that go into collections but are paid off won’t be factored at all into consumers’ scores. If your credit score is being affected by either of these factors, you could see a jump when the FICO 9 model is released in the fall of 2014.
 
Whether or not your score will rise when FICO 9 goes into effect depends on the factors that are affecting your score right now. However, because of the new rating model, people with a score of 711 - and an otherwise clean credit history, except for unpaid medical debts - may see their credit score rise by 25 points. But consumers whose credit files are tarnished only by unpaid medical debts that went to collection agencies, but were ultimately settled or paid, will likely see a great increase in their scores.

 
So remember, you have the power to boost your score by making smart moves, including:

Pay your bills on time
Keep the balance on your credit cards below 30% of your total credit limit at all times (i.e. if you have a limit of $1000, try to use only up to $300 of it)
Keep a good mix of credit accounts on your credit report
Apply only for credit that you actually need.
 
 
Oliver Overton-Morgan
Broker
Absolut Realty Inc, Orlando's top property manager 
 

May 2014
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Conway, Orange County  -  We invite everyone to visit our open house at 4211 Merryweather Drive on May 9 from 9:00 AM to 1:00 PM.

Property information

May 2014
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Conway, Orange County  -  We invite everyone to visit our open house at 4211 Merryweather Drive on May 8 from 1:00 PM to 5:00 PM.

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Villas at Woodsmere, Ocoee  -  Announcing 2317 Aloha Bay Ct, a 1,540 sq. ft., 3 bath, 2.5 bdrm Townhouse.  $1,300.00 USD Monthly .

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Pool, Tennis, Fitness & Great location.

• 927 sq. ft., 2 bath, 2 bdrm single story - MLS $750.00 USD Monthly - 2/2 Condo in Winter Park

 -  Great 2/2 Condo in the desirable Stratford at Winter Park community. Tiled foyer, kitchen and bathrooms plus all new carpet throughout and freshly painted. All appliances stay including a stackable Washer & Dryer. The kitchen has extra eating space in a breakfast nook. Large living room with private balcony & beautiful views of an interior courtyard and swimming pool. Large closets. Upgraded tiled master bathroom shower.

Water & sewer, lawn and community amenities are all included.
THE ASSOCIATION REQUIRES A LEASE TO BE SUBMITTED, APPROXIMATELY 15 DAYS PRIOR TO MOVE IN TO ALLOW FOR APPROVAL AND ISSUE OF PARKING PERMIT TO THE RESIDENT.

This central location is 5 minutes from Park Ave and close to downtown Winter Park, Rollins College, UCF and Full Sail. Local eateries and stores are a short walk across the street. Well-maintained Stratford community has ample parking, 2 pools, lighted tennis courts, fitness center, car wash & clubhouse.


TO.

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3/2 Townhome with a pool in Meadow Woods

• 1,500 sq. ft., 2 bath, 3 bdrm 2 story - MLS $1,295.00 USD Monthly - Pool & Water included!

 -  3 Bedroom 2.5 Bath Two Story house in Meadow Woods with a private pool. This home features a screened enclosed pool & fenced yard, open and bright floor plan with a separate living room and dining room; open kitchen with breakfast bar affording views to the swimming pool and fenced back yard. The swimming pool is screen-enclosed and has an attractive paved deck. All the bedrooms are located upstairs and there is a guest bathroom downstairs. Full size Washer and Dryer. One car garage and a two car driveway.

Water, Pool Care and front lawn care are all included in the rent!

Sandpoint at Meadow Woods is a great location, close to major highways, turnpike & 417, shopping and schools, and features a Community swimming pool and playground for the tots.

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Conway, Orange County  -  Announcing for rent 4211 Merryweather Drive, a 1,392 sq. ft., 2 bath, 3 bdrm single story. $1,195.00 USD Monthly - Includes pool care!

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Great buy for Investors

• 1,038 sq. ft., 2 bath, 2 bdrm 2 story - MLS $39,000 USD - AS-IS

 -  2 Bedroom 2 Bathroom Townhouse in Three Lakes. Two story split plan with the bedrooms and full bathroom upstairs, and the living room, dining room, open kitchen and guest bathroom downstairs. There is a storage/laundry room with washer and dryer hookups. The exterior courtyard is a great space to entertain family and friends and the privacy fence encloses the entire space. Ideal for investors. Brand new carpeting installed and the interior has just been paint throughout.

Three Lakes is located in the Pine Hills area of Orlando.

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2-Story Home in Waterford Chase

• 2,763 sq. ft., 2 bath, 4 bdrm 2 story - MLS $1,595.00 USD Monthly - Lawn care included!

 -  Magnificent 4 bedroom, 2.5 bath home in the Osprey Ridge/Waterford Chase subdivision with over 2760sqft. Spacious 2-Story House! Large living room and dining rooms downstairs separated by a guest bathroom, plus a huge open kitchen with breakfast bar, pantry and lots of cabinet space. The king size master bedroom is also on the first floor and the bathroom suite features a roman tub, walk in shower and walk-in closet. Upstairs there is a HUGE family room, closet space and 3 large bedrooms with a full bathroom. The laundry room has a Dryer and space for a Washer. 2-car garage with opener, and a large back yard. This home is in nice condition.

NO STUDENT/ROOMMATES PLEASE.

Located just off Avalon Park Blvd and convenient to Water ford Lakes Town Center, Lockheed, Siemens, local schools, UCF, Valencia East, shopping, dining, the 408, the 417 and East Colonial (50). All Waterford Chase residents have access to a beautiful community park located on Avalon Park Boulevard between Castle Creek and Camelot Elementary Schools. Each resident is also allowed to bring in two guests. The park includes a tennis court, two basketball courts, a tot lot playground, a charcoal grill, benches, an exercise path, a wide open field for sporting events, and even a dog run for your furry friends to get some exercise as well!

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Park Lake/Highland, Orlando  -  The Home at 835 N Eola Drive has been sold for $300,000. This sale was brokered by Oliver and Devinee Overton-Morgan with Absolut Realty Inc and John Turner with Metro City Realty.

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2nd Floor Condo in Madison @ Metrowest

• 1,150 sq. ft., 2 bath, 2 bdrm single story - MLS $850.00 USD Monthly - Incl. Water & Trash!

 -  Spacious 2/2 second floor unit features a large living room, dining room and open kitchen. Both bedrooms are well-sized and have walk in closets with en-suite bathrooms that feature a shower/tub combination. Relax on your own private screened patio or at the pool or spa. Laundry inside your own unit with a stackable washer/dryer. Extra features include vaulted ceilings, ceiling fans, and an exterior storage closet on the balcony.

Located in the heart of Metrowest, the Madison at Metrowest is a gated community close to great shopping, restaurants and parks. Community amenities also include club house, tennis sand volleyball and more. With its prime location you will find daily commutes easy, located only minutes from Disney and Universal studios and a short drive to all major expressways, I-4, and Downtown Orlando.

Features:
Nine-foot ceilings
Crown Molding
Large screened patios & balconies
Washer & Dryer
Exterior Storage

Amenities:
Gated access
Lushly landscaped
Golf Course Views
Renovated clubhouse
Billiards Room
State-of-the-Art Fitness Center
Sand Volleyball Court
Barbeque & picnic area with Grills
Resort style pool & spa

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Gated community of Wimbledon

• 828 sq. ft., 2 bath, 2 bdrm single story "ground floor" - MLS $775.00 USD Monthly - Includes water and trash!

 -  Lovely 2 bed 2 bath, ground floor condo in gated Wimbledon Community. This property is in nice condition, freshly painted, tile flooring throughout, with an open plan living / dining room that has sliding glass doors leading out to a covered, screened patio which is surrounded by a lushly landscaped garden. The kitchen features a pass-through window to the dining room, and has an oven range, fridge and dishwasher, with a good amount of cabinet space and plenty of light from the window. The bedrooms are well-sized with lots of closet space and the master suite has a walk-in closet. Both bathrooms have upgraded cabinetry and full size bathtubs. Both bedrooms and the living room feature ceiling fans. Washers and dryers are located in the laundromat in the adjacent building for which residents have keyed access.

RENT INCLUDES WATER AND TRASH AND COMMUNITY AMENITIES.
SMALL PETS ALLOWED WITH DEPOSIT & RENTER'S INSURANCE; NO LARGER THAN 30LBS.
APPLICANTS MUST FILL OUT AN ASSOCIATION APLICATION ($75 PER ADULT) AND PASS AN FDLE CRIMINAL RECORD CHECK.

Wimbledon is a gated community with CCTV security off S Semoran Blvd near Curry Ford Road. Neighborhood Amenities include a fitness center, pool, tennis courts, clubhouse, ping-pong, and several resident Laundromats in between most buildings. There are various shops and restaurants close by for your convenience. Close to Highway 408 and a few minutes to Highway 528.

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• 2,810 sq. ft., 3 bath, 4 bdrm single story - MLS $1,850.00 USD Monthly - Incl. lawn & hot tub care

 -  Upgraded Lake Nona Home with a huge fenced yard, backing onto conservation. Enter through the covered front porch into a custom tile foyer, which separates the living and dining rooms. Walk down the hallway to the rear of the house to the family room, that is open to the kitchen and breakfast nook, where you can take in beautiful views of the private back yard and woods from the windows and sliding glass door. The kitchen features 42" maple cabinets, breakfast bar, marble tile backsplash and Kenmore elite Stainless-Steel appliances. There is one bedroom located on the first floor, and a full bathroom leading out to the large covered back patio. On the second floor, the Master Suite is very spacious (can easily fit king size furniture) and features a tray ceiling, two walk in closets, plus a sitting area with a door leading out to a balcony. This private balcony affords a glorious view of the woods and has stairs that lead down to the yard and a Hot Tub. The Master bathroom has his & hers vanities, a roman tub, walk-in shower and a private w/c. The other bedrooms are well-sized and have large closets. Additional features of this home include crown molding, ceiling fans throughout, an interior fire sprinkler system and a separate laundry room downstairs. Please note the Washer & Dryer are optional/negotiable.

LAWN CARE AND HOT TUB MAINTENANCE IS INCLUDED.

The community of East Park is located in Lake Nona and residents have access to a 40-acre lake, basketball, tennis courts and playground. Convenient location just minutes away from 417, Narcoossee, 528, Shopping, YMCA and UCF Medical School. Excellent school district.

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Beautiful Apopka Home on over 1/3 Acre

• 2,643 sq. ft., 3 bath, 3 bdrm single story - MLS $354,000 USD

 -  Stunning Apopka Home in a gated neighborhood. Over 1/3 Acre oversized home site with a beautiful view from the back porch. Walk through the French front glass doors of this home and feel the ambiance of the high tray and box-down ceilings. Experience the glorious kitchen that features a huge island, walk-in pantry, breakfast bar and dinette. GE Profile stainless steel appliances, double oven, glass stovetop and French door refrigerator. The kitchen also features built-in office cabinetry, plus a dry bar with wine racks.

Fold away the plantation shutters and push the family room sliding glass doors into the wall, and say “yes” to building the pool you have always wanted in the expansive yard! A large covered porch provides shelter from the rain and affords splendid views. The Master suite is huge and has French doors to the back porch. The bathroom features his & hers closets and vanities, a large corner tub, and a walk-in shower with in-wall jets. This is a split plan with bedrooms 2 and 3 sharing a jack & jill full bathroom on the opposite side of the home. A half bathroom is located to the end of the hallway and has an entry door to the back porch. A beautiful brick paver driveway allows easy access to the 3-car garage located on the side of the house. The home has a built-in vacuum system, alarm system, and irrigation system for the yard.

The community of Wekiva Run features 3 gated entrances, oversized mature treed home sites, parks, nature areas and gorgeous rolling terrain. Wekiva Run is in northwest Orange County and is conveniently located to shopping, outdoor recreation facilities, medical facilities; and allows easy access to major roadways like 429, 441, 414, and 436. Also within a short driving distance are Altamonte Mall, Apopka Field of Dreams and Downtown Mt. Dora.

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Near The Loop, Kissimmee

• 1,450 sq. ft., 2 bath, 3 bdrm single story - MLS $1,300.00 USD Monthly - Includes Lawn Care!

 -  3 Bedroom, 2 Bath home just minutes from The Loop. This home offers an open-plan living/dining room, eat-in kitchen and vaulted ceilings, with lots of light throughout! The kitchen has a pass-through window to the dining room and features beautiful granite countertops, stainless steel appliances (side-by-side refrigerator, built-in microwave, glass top stove and dishwasher) plus a large closet pantry. The living areas have tiled floors and the bedrooms are carpeted. The Master suite is king-sized and has a spacious walk-in closet, the bathroom features his & hers vanities plus a tub/shower combination. Bedrooms 2 & 3 are standard sizes, separated by a full bathroom with a tub/shower combination. There are sliding glass doors leading out to an oversized covered, screen patio affording private views of the yard and its attractive trees. The 2-car garage has an automatic door opener, and includes a full-size Washer and Dryer.

RENTERS INSURANCE IS REQUIRED.

INCLUDES LAWN CARE.

Cranes Cove at Eagles Reserve is located in a great location around the corner from ‘The Loop’ outdoor shopping mall. The community affords a community pool, playground and park. Nearby highways make it easy to commute: Osceola Parkway, John Young, OBT, The Greenway (417), and Florida Turnpike.

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